- Am I Required to Mitigate Losses Under Business Interruption Insurance?
In the context of the COVID-19 pandemic, the duty and definition of “mitigation of losses” is likely to be a contentious issue… - Can I Claim on My Business Interruption Policy If I Rent or Lease?
Typically, damage to the premises triggers a business interruption claim, but insurance companies are balking at covering closures due to the pandemic… - Can I Still File a Business Interruption Lawsuit if I Took PPP Money?
There is no reason to automatically assume a forgivable PPP loan will reduce the amount you can obtain through a business loss insurance payout… - Does Business Interruption Insurance Cover Supply Chain Disruptions?
Back when the policies were written, no one could have imagined the full scope of losses we see now with the coronavirus pandemic… - Does Civil Authority Coverage Apply to Quarantine Orders?
The courts have not yet determined how policy language is to be interpreted in reference to the COVID-19 pandemic, and we expect extensive litigation on this issue in the coming months… - Does COVID-19 Contamination Count as Property Damage?
Whether Covid-19 contamination counts as property damage– as required by business interruption insurance policies– is still an open question… - How Do I File a COVID-19 Business Interruption Claim?
If you haven’t already carefully reviewed your BI insurance, it’s essential to do that immediately… - How Do I Prove a Business Interruption Claim?
Insurance company denials over pandemic business interruption insurance are going through litigation, and the situation is still evolving… - How Long Do I Have to File a COVID-19 Business Interruption Claim?
No matter what type of commercial insurance coverage you purchased, every policy has specific language regarding the deadlines for filing these claims… - What Documents Do I Need for a Business Interruption Claim?
The documents required to file a BI claim will provide essential information about your losses and expenses… - What Does Business Interruption Insurance Cover?
Understanding what your policy covers is the critical first step toward successfully filing and prosecuting your claim… - What if My Policy has a Virus Exclusion Clause?
For at least fifteen years, commercial insurers have been excluding coverage for viral and bacterial infestations from their business interruption policies… - What is ‘Prohibition of Access’ in a Civil Authority Coverage Claim?
Civil authority provisions are standard in commercial insurance policies. If a government entity prohibits access to a business, the insurance should cover lost income… - What is a “Loss of Market” Exclusion?
Insurance companies are known to interpret loss of market exclusion very broadly… - What Is Event Cancellation Insurance?
Like other types of insurance, whether the insurance company will pay depends on whether the event and cause of cancellation fall within the terms of the policy… - What is Extra Expense Coverage in Business Interruption Insurance?
Many businesses are seeking ways to recoup their losses caused by the coronavirus pandemic and obligatory shutdowns… - What Should I Do If My COVID-19 Claim Is Denied?
During this unprecedented time, it is crucial that you keep careful records of all losses pertaining to Covid-19 interruption… - Who Can File a COVID-19 Business Interruption Insurance Lawsuit?
Insurance companies that provide coverage for commercial and residential properties owe a legal duty of good faith to their policyholders…